State vs. Federal Taxes: What’s the Difference – And Why We Pay Both
Curious about the difference between state and federal taxes? Learn why we pay both, what they fund, and what to expect when filing your tax return each year.

Unlock offers a Home Equity Agreement (HEA), while Unison offers an Equity Sharing Agreement (ESA). Both are often compared to Home Equity Investments (HEIs), and at first glance, you might think all of these options are the same. But there are major differences in how Unlock and Unison’s agreements are structured and how we share in your home’s future value.
