You own it. So use it.
You’re worth more than you think. Make the wealth you already have in your home serve your financial goals. Unison invests in your home's future growth in value so you can enjoy up to $500k now.
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How it works
Convert up to 15% of your home’s value into cash so you can live the life you really want, with no added debt, no interest and no monthly payment. In return, we share in a portion of your home’s future change in value—up or down—whenever you decide to sell. We win when you win.
Explore smarter home equity solutions
Choose the program that works for your situation. All options let you stay in your home and use the funds however you like.
Zero monthly payments
Convert your home's equity into cash with no monthly payments and no interest by sharing a fraction of your home's future growth in value.
Available financing
Up to $500k
Term length
30 years
Monthly payments
None
Fixed interest rate
0%
Available financing
Up to $500k
Term length
30 years
Monthly payments
None
Fixed interest rate
0%
Low monthly payments
For a smaller slice of growth sharing, choose our hybrid option with low, interest-only monthly payments.
Available financing
Up to $500k
Term length
10 years
Monthly payments
Interest only
Shared home value growth
62% less
Available financing
Up to $500k
Term length
10 years
Monthly payments
Interest only
Shared home value growth
62% less
Flexible monthly payments
Access a revolving line of credit with flexible payments whenever you need it, up to your approved credit limit.
Available financing
Up to $500k
Term length
30 years
Monthly payments
Varies
Shared home value growth
No
Available financing
Up to $500k
Term length
30 years
Monthly payments
Varies
Shared home value growth
No
They say it best
The process couldn’t be easier
The process was so simple, and my representative was always available to answer any additional questions.
Very happy!
Everyone in the process was 100% professional, open, honest, and the agreement was exactly as advertised.
Incredibly efficient
The process for this loan was fast and easy. The company always had the information I was interested in.
Your goals. On your timeline.
Put your money toward what matters most. From big plans to big projects, see what's possible then make it happen.
Consolidate debt
Renovate your home
Prepare for retirement
Invest in education
Seize an opportunity
Grow a small business
Enjoy your best life
Cover a big expense
Bridge a financial gap
The Unison difference
Unison is the brand for planners. We planned to change the home equity industry and we did.
With Unison, you keep 100% of your current equity and only share in a portion of future growth. You stay in your home and use the funds however you like. You stay in control of your financial future.
It's your plan. Unison is here to help make it happen on your terms.
$1.43B
Home equity unlocked with Unison
12,820
Homeowners empowered
20
Years of modernizing home equity finance
Forbes
FINANCIAL TIMES
The Atlantic
Los Angeles Times
USA TODAY
THE WALL STREET JOURNAL
How you can get started
Get an estimate
Start by answering a few simple questions about yourself and your property.
Submit an application
A Unison team member will contact you to make sure our program is a right fit.
Appraise your home
An independent appraiser will assess the current market value of your home.
Access your equity
Receive your funds and start doing all the things you’ve been planning.
How Unison works for you
You began growing equity with your home’s downpayment.
With every mortgage payment you’ve made and every increase in market demand, you’ve continued to grow your equity.
With Unison, you can turn the wealth in your home into cash today without high interest payments. You can choose to pay a little each month or nothing at all for up to 30 years.
When you sell or buy us out, Unison shares in a fraction of your home’s future growth in value. You keep 100% of your existing equity.
Any additional value you create through home improvements is yours to keep and not shared with Unison (some conditions apply).