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Unison vs. Unlock

Unlock offers a Home Equity Agreement (HEA), while Unison offers an Equity Sharing Agreement (ESA). Both are often compared to Home Equity Investments (HEIs), and at first glance, you might think all of these options are the same. But there are major differences in how Unlock and Unison’s agreements are structured and how we share in your home’s future value.

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Financial Health
How Much Does PMI Cost?

If you're planning on putting less than 20% down, you'll likely need to anticipate paying for PMI. But how much of a burden is it? Read this article for some of the common amounts to expect.

Success Story
This Creative Couple Created Financial Security with Unison

Leslie and John weren't sure about their next move – between debt, renovations, and bills. With a home equity sharing agreement from Unison, they didn't have to choose.

Success Story
Homeowner Removed the Weight of Frustrating Debt with Home Equity

Unison helped this homeowner pay off debt and remodel their home with home equity funds.

Homeownership
How Much Interest Will I Pay on My Mortgage?

It's easy to focus on the list price of a home, while ignoring the amount of interest that will likely accrue over the lifespan of your mortgage. Here's how to manage it and stay prepared.

Financial Health
How to Get a 'No PMI' Mortgage Loan

PMI adds an additional monthly payment to your budget, but you may be able to avoid it completely. Read on for the easiest ways to reduce or remove the need for PMI entirely.

Person handing cash to someone in reference to how long does a cash out refinance for a house take.
Home Equity
How Long Does a Cash-Out Refinance Take?

Cash-Out Refinancing is more popular than ever. The process of getting approved tends to be faster than a HELOC, but how long does it actually take?

Homeownership
Everything You Need to Know About Late Mortgage Payments

Due dates get missed – it's just part of life! But it's important not to make a habit of missing these deadlines, especially on payments as significant as your mortgage.

Financial Health
Home Buying Options to Avoid PMI & Save on Down Payments

20% down is considered the gold standard for mortgages, and while it's possible to pay less, 10% down mortgages often include unwanted "extras". Here are some ways to avoid PMI and save.

Financial Health
How Long Does It Take to Get a HELOC?

If you're looking into a HELOC, there's probably a bit of a time crunch to get funds freed up. While a HELOC can move quickly, it's typically a bit of a process. Read on for more.